I'm an expat myself. I've been through all of this — karta pobytu, JDG, ZUS, the whole thing. Now I help others navigate it in plain English, and actually care about the outcome.
When you message me, I reply — not a junior assistant reading from a script. I know your situation, remember your documents, and actually care whether you get approved.
If your case needs a licensed attorney, I'll tell you honestly and connect you with the right specialist. No upselling, no false promises, no wasted money.
Need a flat, a bank account, a good neighbourhood? Confused about how things work here? I've been through all of it as an expat myself. I can help beyond the documents.
Not in Warsaw yet, or temporarily abroad? We act as your trusted person on the ground — handling errands, documents, and anything that needs a physical presence in the city.
We visit your address, collect mail, photograph everything and send you scans. Important letters from ZUS, Urząd, or tax office won't pile up unread.
You send us a file, we print it, get it signed if needed, and submit to the right office. Perfect for ZUS declarations, PIT filings, Urząd applications.
Moving to Warsaw but can't visit in person? We attend viewings on your behalf, film a detailed walkthrough, check the condition, and give you an honest assessment.
We meet your landlord, tenant, or guest, handle the key handover, and document the apartment condition with photos. Useful for property owners abroad.
Hate waiting at the Urząd or ZUS? We show up, take a number, wait in line, and call you when it's almost your turn — or represent you with a power of attorney.
Receive a delivery, forward a parcel to your address abroad, or drop something off at a courier point. We're your Warsaw hands when you need them.
Having work done in your apartment but you're not in the city? We meet the contractor, supervise the job, and report back with photos and video.
Submitting a form at the bank, collecting a document, checking on a status in person — small tasks that are easy for us but impossible when you're abroad.
Don't see what you need? Describe your situation and we'll tell you if we can help. Most reasonable requests — we can figure out.
Ask us →15 minutes, no commitment. We'll tell you exactly what you need and how we can help.
Enter your gross salary or B2B rate and see exactly where your money goes — every ZUS contribution, every deduction, explained in English. Rates updated for 2025/2026.
Disclaimer: This calculator provides estimates for informational purposes only and does not constitute tax or legal advice. Polish tax law changes frequently — always verify with a certified accountant (doradca podatkowy) before making financial decisions. WarsawExpatHub accepts no liability for decisions made based on these calculations. ZUS rates reflect 2025/2026 figures (standard ZUS ~1 774 PLN/mo in 2025, ~1 927 PLN/mo in 2026; preferential ~443/~465 PLN/mo). Health contribution rules follow the Polish Deal as amended. PIT thresholds (12%/32%) and free amount (30,000 PLN/year) unchanged. Rates update annually — always verify with a certified accountant. Get a real consultation →
Everything you need about temporary residence permits — from eligibility to the Urząd appointment queue in Warsaw.
A practical walkthrough of JDG registration on biznes.gov.pl, with PKD code selection and ZUS options explained.
Side-by-side comparison of employment vs freelance contracts with actual take-home calculations for different income levels.
"I was completely lost with the karta pobytu process. Warsaw Expat Hub walked me through every step — approved in 6 weeks. Couldn't have done it without them."
"Setting up my freelance business seemed so complicated. They registered my JDG, helped with the bank account, and connected me with an accountant — all in one week."
"The tax calculator saved me hours of confusion. The accountant session explained everything in plain English. 100% worth every złoty."
Pick your situation below. See exactly what happens at each step — what I do, what you need to do. Then download the full document checklist as a PDF to print or share with your employer.
I'm [Your Name] — a lawyer by training, an expat by choice. When I first arrived in Poland, I went through everything you're probably facing right now: karta pobytu queues, confusing ZUS forms, banks that didn't want to talk to foreigners, and zero information in English that was actually accurate.
I started helping friends navigate this. Then friends of friends. Then strangers who found me on expat Facebook groups. After a few years of doing this on the side, I realised there was a real gap — people needed a trusted person, not another agency. Someone who'd actually been through it, who speaks their language (literally and figuratively), and who would tell them the truth.
My legal background means I understand what matters and what doesn't in documents. But I also know when a case genuinely needs a specialist — and I'll tell you that upfront, before you spend any money.
I publish honest, practical guides based on real questions from real expats. No fluff, no upselling. If you can figure it out yourself from reading this — great. If you want help — I'm here.
The complete document checklist, common rejection reasons, and how to avoid them. Based on 20+ applications.
Read free guide → 💼How to register your sole proprietorship on biznes.gov.pl without speaking Polish. Which PKD codes to pick. What ZUS options you have.
Read free guide → 🏦mBank, Santander, PKO — which ones accept foreigners, what documents they require, and insider tips to avoid rejections.
Read free guide → 💰Stop guessing. Here's the actual math on take-home pay, ZUS options, and which regime makes sense for your situation.
Read free guide → 🏠Red flags in rental contracts, how to negotiate, neighbourhoods explained, and why meldunek matters more than you think.
Read free guide → 🪪Why you need these, how to get them, and how they unlock everything else — banking, ZUS, government portals.
Read free guide →I write about real situations I see with clients. Join the Telegram channel to get new guides as I publish them — no spam, no newsletter, just useful updates.